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Wednesday, December 31, 2025

US Homeowners Are Ditching Their Insurance Company & Doing This Instead

By: L. Morgan - Financial Analyst

A new program is opening the door to lower premiums. If you own your home and live in a qualifying ZIP code, you could be overpaying right now.

Homeowners are discovering major savings

Homeowners reviewing home insurance savings on a laptop

A new program in the United States is creating opportunities for homeowners across the US to save money. Homeowners aged 50 and over who meet certain conditions--such as owning your home and living in qualifying ZIP codes--may be able to access substantially lower home insurance premiums.

Evan is one such driver. After entering her ZIP code on Smartly Rich, she realized her current insurer had been charging her far too much. By making the switch, she found a policy that cost her significantly less.

Smartly Rich

"We cut our insurance costs by nearly 70% thanks to choice. I just wish we had found it earlier!"

- Evan P.

It's so easy for homeowners in the US to do the same and see if they could save big with lower insurance rates. Stop overpaying today - it will only take you two minutes.

Remember: if you find a better rate, you can cancel your current policy and your insurer must immediately refund your unused premium. It's the law.

Here's How You Do It

Step 1: Select your age or click below.

Step 2: Fill out the form (takes less than a minute) and see how much you could save.

Select Your Age

Tap the bracket below to get matched instantly

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